Martin Lewis warns viewers about drastic car insurance changes
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Experts at Swinton Insurance are warning drivers to never apologise when they are involved in a car accident, even if they feel like they want to. There is a process for determining fault, so it is best for drivers to leave the investigation to the car insurance companies, or the police depending on the situation.
Even if a driver is certain they were at fault, they should still refrain from apologising.
They should be polite to the other road user, ensure everyone involved is ok and “avoid” discussing what has happened.
Sam Dawson, Head of Product at Swinton Insurance, urged drivers to learn what to do in the event of an accident.
They said: “Car accidents can be shocking and stressful, and as a driver, they can really knock your confidence.
“Unfortunately, car accidents are relatively common in the UK.
“In 2019, there were 117,536 reported accidents across the country — all varying in severity.
“With the increasing complexity, and sometimes uncertainty around using smart motorways, there is a concern that this could inadvertently lead to accidents.
“It is important to know what you should do in the situation of a traffic collision, not just for your insurance, but for your safety, too.”
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After an accident, the very first thing a driver should do is to stop the car, no matter how minor it is.
Hazard lights should be switched on to warn other drivers, with motorists being advised to call the police or for medical assistance if necessary.
Whether or not a car accident is a driver’s fault, it is vital that key details are shared between those involved.
This includes insurance details, registration numbers, names and addresses.
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